What is an Employment Insurance refund from the government and how does it work?

Do you run a family business and pay Employment Insurance on related employees? If you said yes, you can get a refund.

How? The law states Insurable Employment does not include related persons.

Therefore, if your family has a controlling interest in a company AND have been paying into the Employment Insurance system for at least 3 years; Then you, the shareholders AND all of the family listed below may be eligible to get their Employment Insurance payments back! 
See if you qualify for a refund.
Fill out the form to see if you qualify. 
Just because you pay EI premiums, does not mean you'll get any benefits.
Glowing Reviews From Happy Customers
Get an EI Refund up to $8,000 per family member and future EI savings of $2,000 a year. 

Remember, if you don’t save, you don’t pay! 

Getting started is simple. Click the button below to contact one of our experienced refund experts who will walk you through the complex process to obtain your government refund.

SEE IF YOU QUALIFY

Since 1991, Grants International has helped over 15,000 Canadians save more than $75,000,000.

Parents, In-Laws, Sons and Daughters
QUALIFIED BUSINESSES INCLUDE...
Both Incorporated and Unincorporated Companies.

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Since 1991, Grants International has helped over 15,000 Canadians save more than $75,000,000.

Applications filed prior to December 31, could total nearly $8,000 in refunds per family member. More importantly, savings over $1,500 continue every year into the future. So, over the next 15 years, savings to your company and your family could amount to more than $30,000 per person. 

Grants International are the refund experts and we have over 25 years of experience assisting companies and individuals in navigating the government bureaucracy to obtain refunds.

"Grants International saved me a lot of money that I would never have had otherwise, with almost no effort on my part. Very nice and professional. Thank you."
 
Dr Alex Feder, Winnipeg MB
"Grants International is a wonderful service to business owners. There was no red tape or bureaucratic delays at all. The entire process was efficient, fast and painless. And best of all, they’ve enabled me to save thousands of dollars."
 
JoAnne Anderson, Narnia Books, Vancouver BC
"Grants International has been financially beneficial to all family members in our company. They looked after all the paperwork and helped us to recover old money as well as saving us money in the future.”
 
Susan Tomowich, Creighton Rock Drill Ltd. Mississauga, ON

Frequently Asked Questions

What happens if I just stop
paying the premiums?

DO NOT STOP PAYING! The consequences of stopping deductions without following the correct procedures may include additional assessments, interest, penalties, and the loss of your refund.
We will not only maximize your refund of past payments as far back as the law will allow, but we will also get you a written decision from the government ensuring that you will not have to make these unfair deductions and payments in the future.

I don’t think it’s worth pursuing,
why should I bother?

It may seem small if you look at the EI premiums paid by one individual for one pay period. However, the retroactive refund for the individual and the company can add up to almost $8,000. If the related employee works there for another 15 years, the future projected savings can add up to over $40,000. If there are three (3) related employees in the business, that’s a combined savings of over $120,000 that stays in your family’s pocket!

Does the company get their
money back as well?

Yes. When we win, the company will get their portion back as well. Companies contribute 1.4x what each employee contributes and both will get their refund plus interest on the over-payments. Then neither will have to pay EI premiums in the future.

Why can I only go back 3 years 
on a refund?

THAT’S THE LAW! However, it is actually closer to 5 years that you will be getting back. The law only allows for a refund of the previous 3 years plus the current year which works out to a retroactive refund of 4 years. By the time the entire procedure is complete, we will also be recovering the EI payments you make next year giving you close to a 5 year refund.

Why did my Accountant not know
about this or do it for me?

Accountants are experts at interpreting and applying the Income Tax Act and may not be familiar with or have the time or experience to fully commit to dealing with the unfair bureaucratic process involved in successfully obtaining an EI refund. Unlike the black and white nature of most income tax rules, the section of the EI Act that deals with eligibility is quite subjective and the bureaucrats involved often interpret it in an arbitrary fashion. Without a tremendous amount of experience with the process, it is very easy to be mislead or misunderstood. In fact, several accountants refer their clients to us for our expertise in this area and to ensure their clients get the best available service.

Why should I use Grants International? 

Having a professional deal with the government for you saves you time and money. It’s a very bureaucratic and time-consuming process. We fully understand how the process works and the rules involved in order to properly protect you. This is why we recommend you hire someone with expertise to get it done properly the first time. We know how to get EI refunds and exemptions for family businesses, we’ve been doing this since 1991, and we’ve made thousands of applications on behalf of our customers to date. When you hire Grants International, we save you time by doing all the work for you and ensuring you understand the process so you get a successful outcome. Best of all, we guarantee that if you don’t save, you don’t pay.

Submit the form to speak with a representative today or call:
1-888-999-2221
Up to $8,000 per family member
and future savings of $2,000/year
Employment Insurance Refunds for 
Family Businesses
Wives and Husbands including Common-Law Partners
Brothers and Sisters
All Step relations
Grandparents and Grandchildren
Sole Proprietorships, Partnerships, as well as Public Companies 

WHAT'S NEXT?

DO NOT JUST STOP PAYING EI ON YOUR RELATED EMPLOYEES!

You must follow the correct procedure. The consequences of stopping deductions without following the correct procedures include additional assessments, interest, penalties and the loss of your refund. 

Grants International specializes in Employment Insurance Law and family business. We will not only get you your refund for past payments, but we will also get you a written decision ensuring that you don’t have to make payments in the future. 

Fill out the form to get started.

Employment Insurance
Refunds for 
Family Businesses
What is an Employment Insurance refund from the government and how does it work?

WHO IS ELIGIBLE?

RELATED EMPLOYEES INCLUDE...

Do you run a family business and pay Employment Insurance on related employees? If you said yes, you can get a refund.

How? The law states Insurable Employment does not include related persons.

Therefore, if your family has a controlling interest in a company AND have been paying into the Employment Insurance system for at least 3 years; Then you, the shareholders AND all of the family listed below may be eligible to get their Employment Insurance payments back! 

Employment Insurance Refunds for 
Family Businesses
Up to $8,000 per family member
and future savings of $2,000/year

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